By the numbers
Since inception, all of our offered Supervest Notes have performed as expected, making all scheduled interest payments on time and in full. The strong performance of our notes is due to a number of factors, including Supervest’s ability to partner with strong Funding originators, and the expertise to discern the quality deal investments that underlie the notes portfolio. Additionally, Supervest has continued to source and underwrite deal flow directly, which can enhance performance while saving on costs. Supervest continues its use of machine learning into its individual deal valuation for portfolio consideration with great success. The team will continue to evaluate and explore the use of both machine learning and artificial intelligence as a compliment to its traditional fundamental approach.
Supervest notes offer higher yields than traditional passive income investments along with a steady stream of quarterly payments. Our recently introduced 14% and 15% notes are a testament to our track record and the investment success of our earlier Note offerings. In an environment where rates now appear to be falling, investors are looking for investments that can provide them with high yields and a cadence of regular payments. Diversification across industry classes and duration has also been key to performance. This helps to reduce risk, as any specific weakness in one industry will have less effect on the overall portfolio. Managing term and duration attempts to optimize the benefits of turnover velocity while maintaining a strong core of lower risk deal investments.
Our notes provide consistent and steady payments that enhance growth compared to volatility associated with traditional investments. In an environment where volatility is nearly constant, investors are looking for investments that have greater certainty to grow in value.
The Supervest Notes continue to pay all interest payments and principal to date since inception.
Running Delinquency Rate*
*This metric represents the % of original RTR that is without payment for at least 30 calendar days. This % is subject to fluctuation as the portfolios continue to season.
SV 12% Mid-Term Note
Min. Investment: $25,000 | Term: 24 Months | Payment Schedule: Quarterly
Investor AUM: $8.7M
(as of 9/30/24)
Term (months)
Close to 80% of deals have terms from 6 – 12 months
Principal by Industry
Leading industries by AUM are: Contractors – Tradesman, Business Services, and Restaurant / Bar / Food Service
Principal by FICO
Close to 90% of the note is currently invested in deals with FICOs over 650.
SV 10% Short-Term Note
Min. Investment: $25,000 | Term: 12 Months | Payment Schedule: Monthly
Investor AUM: $2.3M
(as of 9/30/24)
Term (months)
More than 90% of deals have a term of 6 – 10 months.
Principal by Industry
Leading industries by AUM are: Contractors – Tradesman, Restaurant / Bar / Food Service and Business Services.
Principal by FICO
Close to 90% of the note is currently invested in deals with FICOs over 650.
SV 15% Mid-Term Note
Min. Investment: $25,000 | Term: 36 Months | Payment Schedule: Quarterly
Investor AUM: $2.3M
(as of 9/30/24)
Term (months)
Close to 80% of deals have terms from 6 – 12 months
Principal by Industry
Leading industries by AUM are: Contractors – Tradesman, Business Services, and Restaurant / Bar / Food Service
Principal by FICO
Close to 90% of the note is currently invested in deals with FICOs over 650.
SV 14% Mid-Term Note
Min. Investment: $25,000 | Term: 24 Months | Payment Schedule: Balloon at Term
Investor AUM: $ .8M
(as of 9/30/24)
Term (months)
Close to 80% of deals have terms from 6 – 12 months
Principal by Industry
Leading industries by AUM are: Contractors – Tradesman, Business Services, and Restaurant / Bar / Food Service
Principal by FICO
Close to 90% of the note is currently invested in deals with FICOs over 650.