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Merchant Cash Advance

Can I invest through a retirement account like an IRA or an entity like a Trust?

Yes, investors can participate in our investments through a wide variety of entities including retirement accounts like 401ks, Roth IRAS, Traditional IRAs, Trusts, corporations and much more!

Supervest provides fixed interest, fixed principal promissory notes that range from 10-15% interest rates and terms that range from 1-3 years. The specific rate you get depends on the lock up period you choose.

Yes, you must fully invest into a note offering before you can receive interest from Supervest. You must deposit funds, wait for them to clear, and fully invest the funds into a specific offering before receiving your first interest payment.

Use of a Merchant Cash Advance is decided upon by the business owner. Typically a Merchant Cash Advance is used to purchase inventory, acquire new equipment, or expand their business. In order to secure the lenders investment, Merchant Cash Advances are not typically available to business owners looking to complete payroll, pay rent, or pay debts.

MCA underwriters can charge higher rates for their services because they expedite the underwriting process, allowing merchants to receive funding significantly faster than traditional bank financing. Additionally, the higher rates are necessary to offset potential defaults and delinquencies from borrowers.

A Merchant Cash Advance is not a loan — rather, they are a sale of a portion of future credit,debit card and/or cash sales from a merchant. Therefore, merchant cash advance transactions are not subject to state usury laws that limit lenders from charging high-interest rates.

Merchant cash advances are acquired by applying from a lender. Financial statements are then examined by underwriters in order to verify the applicants current financial circumstance. Once this information has been verified, lenders determine a financial offer for the applicant. While applications are typically more relaxed than traditional loans, the application process still provides a thorough inspection to verify the business owner is able to repay the loan.

As an investment, Merchant Cash Advances offer a variety of benefits to investors. Due to the nature of Merchant Cash Advances, Investors typically see a higher return on average compared to traditional loans.. Due to a shorter term (ranging from 3 to 14 months) investor capital is returned much faster and regularly. Correlation to traditional public equity and credit markets is typically low.

A Merchant Cash Advance is a type of funding available to business owners in need of immediate access to working capital. Rather than a traditional loan, a Merchant Cash Advance is structured as a lump sum payment to a business in exchange for an agreed-upon percentage of future credit carddebit card or cash sales.

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